Ocean Home Loans is Brad Kirwan, and Brad Kirwan is the home loan guru. We originally used OHL’s Brad’s services in late 2015 to take out a home loan on our current home; and we used OHL’s Brad’s skills once again in early 2018 to refinance for a better interest rate home loan; and for the third time in August/September of 2021 to refinance and to obtain a lower interest rate. My wife and have always been impressed with the level of Brad’s customer service, professionalism and non-judgemental approach when obtaining all that he needs to know from the client to help get the loan approved. Brad is amazing to work with and we are so blessed to have found Brad all those years ago. Thank you Brad, we really appreciate everything. Regards, Michael and Marion.