Brad helped us with the mortgage process and everything around it. He provided great friendly service and he was incredibly reliable and honest. As first home buyer, Brad was informative and very patient in explaining what needed to be done at each step and he was very prompt to reply to all my queries. Although there were hurdles due to COVID job loss, etc, he was willing to take on the challenge and come up with a solution. He advised us to loan products with the best interest rate in the market for our situation and save us a lot of money on LMI. Thanks for all you help, I would highly recommend Oceans Home Loans.