Ocean Home Loans mortgage brokers have assisted customers throughout the Gold Coast region of Queensland, Australia, since 2004. We also have clients all over Australia, so an Ocean Home Loans Mortgage Broker can assist you no matter where you are located.
We had great time working with Brad to get our loan organised in NSW. Brad was always there and super responsive and supportive. Definitely recommend him. Thanks Brad
After having lost everything when my husband battled cancer coming out the otherside we had no idea what to expect or where to turn, we found ocean home loans on Google and never looked back, Brad has been amazing often going above and beyond with guidance and advice. He helped us navigate the task … Read more
Can not speak highly enough of this bloke!! Brad did a great job supporting and guiding me through the entire home loan process. Extremely helpful, prompt responses, the odd hiccup (third parties) was addressed and resolved promptly. Highly recommend Brad!!
This was the second time I used Brad’s services. Brad is without doubt the best mortgage broker professional I have had the pleasure of dealing with. He was always responsive to all my queries and ensured he got the best outcome for me.
The application process was seamless with everything done elec… Read more
Brad was great to work with. Worked in with my hours at work. Kept me in the loop all the way with the banks. Happy to explains thing in layman terms and was very professional in his approach to the whole experience. I would recommend him to anyone that wanted a professional broker to work with and … Read more
The circumstances around applying for an investment loan were complicated given that I’m currently living overseas. Brad was extremely responsive, detailed and organized in his recommendation on how to proceed as well as advising on all documentation required to ensure a successful application. I’ve… Read more
Thank you so much for all your help over the past couple of months. Everything was smooth and easy. Appreciate your help through this entire process. We are slowly settling in. 🙂 thanks so much again. Regards Rinsy and Shabu
Brad was fantastic right from our initial phone conversation to our new house settlement I would not hesitate in recommending ocean home loans.
Brad was great to work with, very understanding of our needs, very accommodating and helpful. Nothing seemed to be too much trouble. I would definitely recommend him to others
Brad from Ocean home loans is easily the best in the business when it comes to home loans. I was with someone else in the past but since changing to Brad I won’t go with anyone else. Found me the best rate possible, communication is great and his platform for onboarding is seem less.
We chose Brad based on his reviews; and we were not disappointed! Brad goes above and beyond to help you & we would highly recommend him to anyone looking for someone trustworthy & reliable!
As first home buyers, Brad provided a fantastic service for us. I highly recommend using Ocean Home Loans!
Brad was so helpful that it made for a very easy time for me I would highly recommend Ocean Home loans
Brad has been amazing to deal with, professional with clear communication and the best outcome for his clients in mind throughout the loan process. We look forward to recommending Brad to friends and family and working with Brad on our next future purchase.
I cannot speak highly enough of Brad from Ocean Home Loans! I am an ex bankrupt and tried to talk with a few brokers without much success or ridiculous deposit requirements! Brad helped me every single step of the way and his system is so streamlined and easy to use and understand! Long story short,… Read more
Ocean Home Loans is Brad Kirwan, and Brad Kirwan is the home loan guru. We originally used OHL’s Brad’s services in late 2015 to take out a home loan on our current home; and we used OHL’s Brad’s skills once again in early 2018 to refinance for a better interest rate home loan; and for the third tim… Read more
Brad has brokered 3 mortgages for us on 3 properties, and I will definite use his services for any future properties. Trying to navigate banks and work out the best deal for us would have been a complex, if not impossible, task but Brad was able to secure us the best deals each time. His knowledge i… Read more
Thank you Brad we found you to be very helpful and friendly, thankyou so much. Derek & Catherine
Ocean Home Loans have assisted my husband and I over many years in sourcing the best home loan products for our needs. Brad’s extensive experience in the finance and banking industry make him a real asset when finding the best possible solution tailored to your individual needs. He offers honest, re… Read more
Brad from Ocean Home Loans has been looking after us for many years, he is very thorough in his work and always goes the extra mile, i would highly recommend Brad to anyone who is looking for a mortgage or refinance.
Brad from Ocean Home Loans was very helpful. He always answered my emails and messages quickly. There was never any dramas with the loan application even while I was overseas working
Brad was extremely professional and helpful. I also found Brad very efficient and knowledgeable. I will use Ocean Home Loans again.
Brad is extremely responsive and always available. He breaks things down so they’re easy to understand.
Hi my name is tarun. I called Brad from ocean homeloans after I was rejected by other brokers as I was temporary resident and my credit history was bad. Brad understood my case. He guided me properly through the whole process and got my home loan approved. He knew what he was doing and moreover he w… Read more
Have been dealing with Brad for several years. He has arranged an owner mortgage and a investment mortgage for me. I was extremely happy with the help and assist given during this process. He is a true professional where nothing seems too hard. Highly recommend for your next mortgage or loan advise. Read more
Knowledgeable, flexible and a pleasure to deal with. Brad knows his stuff and doesn’t waste your time.
Great broker- excellent knowledge in lending policy, very fast, good service and communication, technology savvy to work with clients across different locations. Would recommend to anyone who needs a homeloan.
Brad has been tremendous to deal with. He took all the confusion out of the whole process and explained every step clearly. He always made himself available to us and nothing was ever too much trouble. Extremely happy that we found Brad and Ocean Home Loans
Brad Kirwan was really helpful and always available when needed even out of working hours.
We where involved in an on the spot multiple offer situation. I called Brad and he guided us through. It was great to have his knowledge and it gave us the confidence in a very un-familiar situation. Going forward he would give us regular updates and coordinated between us and the bank to make every… Read more
I simply rang querying off there was a possibility of ever getting a loan again as I was ex bankrupt. Brad asked me a few simple questions and advised me that this would not be a problem. I am now a proud home owner again. If he can help someone like me he can help everyone. Not only did he assist m… Read more
Thank you Brad for your ongoing support and assistance with our home loan, we would highly recommend Brad to anyone who is looking for an expert and highly professional broker who will go above and beyond and guide you through a the home loan process, with a fabulous end result. We cant thank you en… Read more
I highly recommend Ocean Home Loans, while other lenders said no, Brad and his team said not a problem. Help was provided right through the entire process.
This is the second time we have used Brad and we wont be changing in the future, absolutely amazing. Makes everything so easy for us and has great connections with low interest loans. Definately recommend
Ocean Home Loans gets 5 stars because of all round excellence. Dealing with Brad has proven to us that really good service still exists. We gave Brad a challenge in that our past financial situation has not been that great. We asked him to help us get a home loan which he did and every step of the p… Read more
Hi Brad,
Thank you so much for your help in securing a loan for our new home. I was starting to feel like it wasn’t going to happen for us and will forever be thankful for your help. We love our new place and are once again enjoying life owning our own slice of heaven. Thanks and we would recommend… Read more
It is a pleasure to provide this recommendation about Ocean Home Loans. I am an Australian living overseas, seeking help with homes loans is not always straight forward, but working with Brad Kirwan I found that he was motivated, honest, professional and he took the time to work through complex issu… Read more
Brad was a tremendous help during a difficult time. Unlike many in his industry he actually listened . He traveled a considerable distance to consult with us and was very patient with us. He cared about our needs and was factual rather than judgemental. The entire process was thorough and yet simple… Read more
We could not recommend Brad enough. This is the 3rd time we have used Ocean home loans and that is testimony to his commitment to get us the best possible solution. This time we purchased a new build and we were thrown lots of challenges. It was great to have Brad in our corner. He was always availa… Read more
Brad is the best – He has helped me a lot – always extremely responding, precise and caring. To choose him was the best choice ever. Great Guy and Excellent Professional.
I was recommended Brad from Ocean Home Loans by my mum after a bad experience with a previous broker. From my first phone call, I knew Brad was right for me. His experience in the industry is evident in his quality understanding of the home loans process, and right from the get go told me absolutely… Read more
Brad is a great broker, always professional and very prompt. We have used his services many times and feel confident referring him to friends and family (which we have done)
We live in South Australia and found it hard here with brokers. So we contacted Brad from ocean home loans he was very fast and extremely helpful our application was very fast and successful so we know exactly who to use next time.
For us Brad was the only one willing to take us on out of all the people we tried to contact regarding our circumstances, Brad was very professional, helpful and knew what he was talking about, even though he was in a different state he made everything happen and we we got approved for our home loan… Read more
I can’t thank Brad enough for his service and help that he provided me for my home loan. There was a few hurdles along the way but Brad always promptly advised me of updates and kept me informed. Brad went above and beyond for me and he managed to get me over the line for approval of the loan which … Read more
We are so blessed & thankful to have had Brad from Ocean Home Loans support us through the whole process of buying our home. Brad really listened to what we wanted, he advised us on the best path forward & then worked his magic behind the scenes & made it all happen with minimal stress for us! Absol… Read more
Brad’s no nonsense approach really appealed to us and he really allayed our first time buyer fears. Would recommend Brad Kirwan to anyone looking to buy a home. Can’t thank him enough for his help.
I spoke to and then met Brad about a year ago. I had called a number of specialised lending services but knew that Oceans was the one for me. Brad is extremely knowledgeable and was sensitive to my limited understanding of mortgages. He took the time to explain things to me which was very much appre… Read more
We have used Brad on three occasions now and that’s testament to how amazing he is Always doing the best for us, very helpful, and just great to deal with. Thanks so much Brad 👌🏻
Highly recommend Brad, so easy to deal with, all questions answered in easy to understand terms, always available for help or last minute questions – fabulous service.
Brad was fantastic to deal with, He set expectations and worked hard on our behalf to secure us a home loan. We will be working with Brad in the future.
Brad at Ocean Home Loans went above and beyond in helping us purchase our second property, his advice and expertise was very reassuring, if we had any question or query he would go out of his way to get the answer as soon as he could. I would and will be referring anyone who is looking to purchase a… Read more
Excellent service. Dealt with Brad Kirwan who was outstanding, never minded the emails or phone calls regarding clarification. Came around after hours to assist. Offered to come into workplace to drop forms off. Even arranged a congratulations gift after everything was settled, great personal touch … Read more
I had liaised with several brokers in an attempt to consolidate a lot of unsecured debt I had in the form of credit cards and personal loans. Brad was the only one who was able to fully understand my situation and was able to obtain a suitable option for me to refinance my current home loan and get … Read more
Brad has helped me on 2 occasions over 8 yrs and is extremely competent, understanding and ensures the whole process is stress free – I highly recommend him
We would like to thank Brad for all his help. We are so thankful that Brad believed in us and didn’t judge us. Brad’s advise and assistance was and is very valuable. We honestly don’t think we would have never purchased a home again if we hadn’t found Ocean Home Loans. We highly recommend Ocean Home… Read more
Brad at Ocean Home Loans was great. Having your own business can make it more difficulty for finance but he found the right solution for our investment loan. Brad made it easy for us to get the right setup and answered any questions with ease and patience while we house shopped. If you are looking f… Read more
I would like to thank Brad of Ocean Home Loans for his persistence and for making the entire process seem quite effortless. From the beginning, until the final payments to the builder Brad was on top of everything . Thanks very much – Paul and Christina W
We first used Brad at Ocean Home Loans 5 years ago. We contacted him again because we remembered how good he was and how helpful he was at the time. We had forgotten how quick and thorough he was though. Brad doesn’t miss a trick or waste any time at all. He knows the right product for his clients… Read more
Would like to thank Brad for all his time and effort with our Investment Loan Application. Ours wasn’t a straight forward application, but Brad was able to over come my previous issues. Never thought I would own another home/property, or be able to purchase one with my wife but Brad went the extra m… Read more
We thought we had hit a dead end because of my bankruptcy many years ago. It seemed that despite having a flawless credit rating for over 7 years the stigma was hanging on. Brad found the solution and here we are happily living in our new home. I could not praise Brad more highly for his professiona… Read more
Brad helped us with the mortgage process and everything around it. He provided great friendly service and he was incredibly reliable and honest. As first home buyer, Brad was informative and very patient in explaining what needed to be done at each step and he was very prompt to reply to all my … Read more
Brad went above and beyond to ensure that we got the home loan we were after. We would highly recommend Ocean home loans to anyone that requires a loan.
My husband and I are extremely happy with the service Brad provided. He explained everything so clearly and helped us through the entire process of buying our dream property. We will definitely be seeking Brads advice and services in the future!!
I have used Brad’s services at Ocean Home Loans for 2 properties and found the process uncomplicated and easy. Brad was always available and walked us through each step, right up to the end and even checked in post settlement to make sure we were OK. I would recommend Brad to all my friends and will… Read more
Brad is an industry expert and took time to understand our needs. He was patient with our many queries and really came through for us. Thanks Brad.
Brad was very professional and super helpful, he helped my partner and I purchase our first home when we didn’t think we could. He was always available to answer our calls or any questions at any time. Thank You, Brad, we appreciate all your hard work and dedication you went an extra mile for us!! H… Read more
Think of every way someone could be helpful in the stressful process of home buying and Brad is one that would provide that. Stay assured he will be with you all the way. Has an amazing way of making concepts simple, without jargon. His blogs are a worthy read.
Brad was very helpful. We were purchasing our first home so we didn’t know too much but he thoroughly explained all our options and kept us informed the whole time. We definitely be using him again.
We have used Brad at Ocean Home Loans as our broker on our last few homes. Can’t recommend him highly enough, highly professional and friendly advice.
Buying your first home and obtaining the loan can be a daunting prospect but Brad from Ocean Home Loans made the whole process very streamlined and stress free. I found Brad to be very prompt and knowledgeable in assessing my needs. I can highly recommend Ocean Home Loans and will be using them in a… Read more
I cant thank Brad and the team at Ocean home loans enough. I first spoke to Brad over a year ago after a positive referral from a friend. At first I was hesitant due to the fact I was in Perth and Brad was in QLD. I had just come out of bankruptcy and wasn’t feeling too positive about the prospect o… Read more
Brad was an absolute marvel in finding me a competitive home loan, and went above and beyond to get my mortgage approval through in a tight timescale. I would highly recommend Brad for his conscientiousness, professionalism and transparency throughout the whole process.
We have been extremely happy with the professional service Brad has offered us throughout the build of our first home. He has always been happy to answer any questions we had, responded to emails promptly and if he didn’t have the answer we needed, he searched for it and responded appropriately. We … Read more
Specialising in all types of home loans, investment loans, SMSF loans, construction loans & first home buyer mortgages, Ocean Home Loans credit advisers have provided mortgage and financial solutions to our customers since 2004.
With access to over 600 products and 30 different lenders, you can trust an Ocean Home Loans experienced mortgage broker to find the right loan.
Why are we an Expert Mortgage Broker?
We have extensive experience securing home loans and investment loan solutions for many customers with wide and varied financial situations.
What sets us apart is our credit knowledge and ability to get your home loan approved even if others have failed; we are experts in not only the easy-to-get approved loans (the ones the banks like to do) but also the loans they feel are in the too-hard basket.
Is your situation a little too hard for the banks? We are experts in obtaining loan approvals for:
People with unusual employment situations
- People who have changed jobs and are now on probation
- Contractors, particularly those working in the Mining & IT industries
- People who receive part of their income as overtime, commission or bonuses
- Casual workers
- Agency employees
- Short Term Self-Employed
First Home Buyer Specialists
- Family Guarantor home loans for first-home buyers looking to borrow 100% plus of the purchase price
- 95% home loans for people in a good financial position
- Mortgages with no proof of savings required, ideal if your deposit is a gift from a family member
Home Loan Discounts:
- Negotiated interest rate discounts
Home Loans for Non-Residents
- Mortgages for Australians living overseas
- 457 visa mortgages for foreign citizens living in Australia on a working visa
- Mortgages for temporary residents living in Australia on a spouse or partner visa
Purchase / Refinance in a Company or Trust
- Company mortgages
- Family trust mortgages
- SMSF mortgages for Self Managed Superannuation Funds
Poor Credit History Home Loans
- Defaults paid & unpaid, Judgements, Writs, Part IX Agreements & Bankruptcy
- Tax Debts
- Late Payments on existing debts
All loan recommendations are based on listening to your needs, which are then analysed using advanced computer software; we then give you a short list of loans to choose from; this includes a comparison of any loans recommended, including the upfront and ongoing fees and the comparison rates.
An Ocean Home Loans mortgage broker knows which lender can approve your loan. If you would like to find out more, please call us now at 07 5593 1420 or enquire online, and we will contact you as soon as possible to discuss all your options and secure the best financial solution for your current needs.
Expect more from Ocean Home Loans
